Loans


Loan Products

Midwest Liberty FCU offers a wide variety of loans. Let us provide you with the loan you need. You will appreciate our low rates, flexible terms, and hassle-free application.


Loan Application

Apply for a loan today! If you are not currently a member, you must come into the office and open an account before applying. To see if you are eligible to become a member, look under the About Us tab to see if your employer is on the list.


Loan Rates


Term APR*
New (max term 84 months) Base rate of 7.00%
Used (max term 72 months) Base rate of 8.00%


Boat/ATV/Motorcycle/Motor Home/5th Wheel/Travel Trailer
Term APR*
New (max term 120 months) Base rate of 10.00%
Used (max term 120 months) Base rate of 10.00%


Our Partner Centennial Lending Centennial-lending.com


Term APR*
Up to 60 months Base rate of 15.25%


2.00% APR* above rate of share or CD used as collateral.

Credit Cards

Use your card, get rewarded! Choose the Midwest Liberty FCU credit card you want and shop in-store or online, pay bills, travel locally or abroad, and earn rewards every time you use your credit card.

Choose from:

  • Classic Credit Card

  • Ultimate Credit Card

  • World Credit Card

  • World Elite Credit Card


Physical Damage Insurance Requirements

Please contact your insurance agent and inform them of these minimum requirements. 

  • No higher than a $1,000.00 deductible on collision coverage.

  • No higher than a $1,000.00 deductible on comprehensive coverage.

  • Midwest Liberty FCU must be listed as loss payee on the policy.

  • Borrower cannot be excluded on the policy.

  • The collateral listed above must be shown as the insured vehicle.

  • Insurance cards are not adequate proof of insurance.


CarFax

Don’t make a $10,000 mistake! Your best protection against buying a used car with costly, hidden problems.

vEHICLE pRICING

Financial Calculators